Friday, March 30, 2007
Daily Update 03/30/2007
Hello and welcome to my page
I am planning on posting daily things that I find interesting on the internet. I hope you enjoy these items as much as I do.Most topics posted on this page will be completely random. Just various stories and news tidbits I have discovered today.
My Favorite Featured Story
Brought to you by Yahoo
My last column, "What Credit Card companies Don't Want You to Know," received an overwhelmingly positive response, withclose to 4,000 comments posted in a matter of hours. It's exciting to see so many Yahoo! Finance readers taking anactive role by posting feedback and suggestions.
One reader named Carol wrote, "I do not use credit cards because like a lot of others I got into a lot of trouble using them.After digging myself out, I cut them up and now I only use cash or my debit (bank account) card with a MasterCardlogo."
A Debit Card Boom
I can relate. I also switched to a debit card after getting myself deep into credit card debt when I was in college. By using onlymy debit card, I became more disciplined about spending.
Carol and I aren't alone: Debit card use today is at an all-time high. You may be surprised to know that consumers areactually using debit cards more often than credit cards now. In fact, according to market research firm Mintel, debit carduse surpassed a trillion dollars last year.
The Benefits of Debit Cards
Using a debit card for purchases is convenient, and it keeps you out of debt. After all, you can't spend what you don't have inyour account. There's also no bill to worry about -- which means no interest, no late fee, no over-the-limit fee, no annual fee,and so on. Make a purchase and the money comes directly out of your bank account. What could be simpler?
But the same things that make a debit card so simple to use is also what makes it so risky. When your debit cardinformation is compromised, thieves have direct access to your bank account.
Seven Tips for Debit Card Use
Obviously, it's important to understand the risks of debit card use, and how to protect yourself from those risks. Here areseven tips you need to keep in mind about debit cards
1. Know your debit card's liability policy.
Many banks advertise that they offer "zero liability" debit cards. This means that if an unauthorized charge is made on yourcard and the transaction is signed for, you are not liable for the fraudulent purchase -- much like if you were to use acredit card.
However, it's really important to understand that in most cases, this zero-liability policy only applies to signature-basedtransactions when you're using a debit card with the Visa or MasterCard logo.
This means that if an unauthorized purchase is made using your debit card with your personal identification number (PIN), inmost cases the zero-liability policy won't apply. What's more, the zero-liability policy for debit cards is just that -- a policy,not a federal law.
Ultimately, then, liability for fraudulent transactions are subject to review by the bank that issued the card. That said, it'spossible that your bank offers a zero-liability policy even on PIN transactions, although very few do. Check with your bank.
2. Lose your PIN, lose your money.
Because PIN-based debit card transactions (regulated by the Electronic Funds Transfer Act) generally don't carry the sameprotection as signature-based debit card transactions (regulated by the Truth in Lending Act), you want to do everythingpossible to safeguard that PIN. If your debit card information is stolen along with your PIN and you don't notify yourbank right away, your entire bank account could potentially be wiped out.
According to the law that governs electronic fund transfers, in order to limit your liability you must report suspicious debit carduse for PIN-based transactions to your bank within two business days -- which will only put you on the hook for $50.Losses reported after two days will increase your liability to $500.
That's not all -- if you report unauthorized use of your debit card after 60 days from the time you received your statement, thebank doesn't have to reimburse you at all. In fact, you might even be liable for the maximum overdraft line of credit theyextended to you. It's possible that your bank could have a greater protection policy than what the law requires; check tomake sure you know what yours is.
3. It's easier than you think to have your debit card information stolen.
Your physical debit card doesn't need to be stolen out of your wallet or lost in the mall parking lot in order for your informationto be compromised. This month, the Wall Street Journal ran an article on an increasingly common debit cardscam.
In this scam, criminals attach "skimmers" to the card-swiping devices at grocery stores, gas stations, and even banks.Undetected by consumers, these skimmers copy debit card numbers -- including PINs -- that are entered. Once theskimmer is retrieved by the criminal, the information is sold or used to create fake debit cards. (Actually, this scamapplies to both credit and debit cards. However, thieves prefer to steal debit card information since credit cards are monitored moreclosely by banks.)
So be on the look out for physical tampering at your ATM or checkout line, which could indicate that a skimming device ispresent. Don't use unbranded ATMs, either -- the kind you find in convenience stores or gas stations.
Also be aware of people lurking too closely at ATMs, or even for hidden cameras when you're entering your PIN. Use yourhand to shield the numbers you're entering on the keypad.
4. Check your bank statement online every day.
Does that sound extreme? Trust me, it's not. While you're online checking email every day, take two minutes to log on toyour bank's web site (from a secure computer, of course) and pull up your current statement.
Glance over your recent transactions and make sure they're all legitimate. If you see anything suspicious, call your bankimmediately. Don't wait for your paper statement in the mail. By then it might be too late.
5. Don't let your debit card out of your sight.
Make sure all your debit transactions are handled without the card being taken out of your line of sight. Once you take youreye off the card, anyone who handles it has the opportunity to steal the card information.
6. Check your credit report regularly.
If you suspect that your debit card information has been compromised, report it to the credit bureaus right away. Order a copyof your credit report and monitor it regularly.
For a (genuinely) free credit report, go to AnnualCreditReport.com. They offer a free credit report once every 12 months fromeach of the three nationwide consumer credit reporting companies, in accordance with the Fair and Accurate CreditTransactions Act.
7. Know when not to use your debit card.
There are certain situations in which it simply makes sense to use your credit card instead of your debit card. If you'remaking a "sight unseen" purchase over the Internet, for example, you have more recourse with a credit card if the item arrives in poorcondition or not at all.
Personally, I never use a debit card for online purchases. It's always much more difficult to have money returned to your bankaccount than to dispute a charge on your credit card statement.
Finally, if you can avoid it, don't use a debit card when paying for a hotel stay, car rental, or even at the gas pump. When youdo, banks put a block on a certain amount of money in your account until the entire transaction is complete and posted --which could take days. In the meantime, your money is tied up and you won't be able to access it, which could lead to feesbeing incurred for an overdrawn account.
When using a credit card in these situations, be sure to pay the balance in full as soon as your bill arrives.
Viewpoint - Great Advice
My Favorite Story Trash News Story
Brought to you by TMZ
Governor Arnold Schwarzenegger sprung into "Kindergarten Cop" mode at a rally last night -- dropping his mic and racing toaid a young girl who had fainted at the school event.
During an appearance in the farming town of Delano, Calif., the Governator was making a speech honoring Cesar Chavez,when a female student who'd been standing onstage suddenly collapsed.
According to CBS, the girl suffered "lock-knee fainting," where one falls after standing still for too long. After helping the girl toher feet, Arnold made a few cracks to the crowd, telling them to "loosen up and relax" and "do some push-ups."
Viewpoint - Arnold to the rescue.
My Favorite Press Release Today
Brought to you The Open Press
Celebpoker.com, the best online poker room, has great pleasure to announce the new release of Moneybookers as our latestpayment option for our players. If you already have an account with Moneybookers.com
sign up to CelebPoker.com and start playing poker today and benefit like the millions of other poker players who useMoneybookers around the world and create an account today.
It is quick, easy and reliable to make deposits and withdraw funds.
EASY ONLINE PAYMENTS WITH MONEYBOOKERS
Moneybookers aims to provide the most convenient global payment service on the Internet. Below are just some featureswhich make our service easy to use
Once registered with Moneybookers, all you need is your email address and password to make payments.
You can send money worldwide to anyone with an email address - even if the recipient does not have a Moneybookersaccount yet.
Register all your credit/debit cards and bank details with Moneybookers and use them to pay at over 3500 online shops. Thismeans that you don't need to provide them each time you want to purchase goods and services online.
Moneybookers provides a localized service with 12 supported languages and domestic payment options in over 30 countries.
All your transactions can be found in the history section of your account which can be accessed at any time. This data canbe exported to an excel file if you want to have a digital copy of your Moneybookers transactions.
Also new to Celebpoker.com
ClickandBuy is also another new option for our players. If you already have an account with ClickandBuy.com then no need toread on but if you want to benefit like the millions of other players who use ClickandBuy around the world please create anaccount today.
This new electronic payment system is authorized by the UK Financial Services Authority (FSA) and is subject to itsregulatory requirements and supervision.
More than 8.65 million satisfied customers have used the Click and Buy system to make safe and convenient purchases ofInternet content and services. They add more than 300,000 new buyers every month. Buyers benefit from
- One-time free online registration
- Secure payment
- Immediate access to paid content with 7,000 merchants.
- Convenient payment through direct debit, credit card, invoice or prepaid account
- Overview of purchases made in real time
- Transparency and cost control in your personal account management
- An up-to-date overview of open transactions, current subscriptions and invoices
- Customer service
With this new method for depositing funds, it's now even easier to play at Celebpoker.com.
For further information on this new payment method and the countries for which it is available, please visitwww.clickandbuy.com.
About http://www.CelebPoker.com
Play online poker at Celeb Poker. Our poker room offers the best in online poker games. Download our software free and playfor big cash prizes! Celeb poker offers a wide range of online poker games, such as Texas Holdem, Omaha, OmahaHi/Lo, 7 Card Stud and 5 Card Draw.
You could be a winner at some of the biggest and best cash tournaments on and off the Internet. Celeb poker give awaymillions every month in prizes. Single-table tournaments and Multi-table tournaments start every minute 24/7. Celebpoker also have an online poker school where you can learn how to play poker or get tips on how to improve your pokergame. With so much choice, you'll never want to play another poker room again.
Play Online Bingo and receive 100% sign up match bonus up to £100 at http://www.BingoNutty.com.
Viewpoint - I'm glad that there are some more options to deposit.
My Favorite Spam e-mail of the day
I don't know about you but I am consistently getting spam e-mail. Some of these e-mails totally crack me up. I've decided topost my favorite spam e-mail daily.
Traveled in light marching order, and hated to have more luggage of course baby was glad to have everything pleasant readyto help others, and so grateful for any small favor. she found
but not one would bloom; so i did the next best, since you don't well-developed legs, shoes like army slippers, and aponderous nose, at the natural way in which kind things were done, the protective the sorrowful eyes were shining withdelight, though he could not are called kittens, and are dear things. I have two, named hush poker addressed doll. areseven of them, so hold still and see how you like it," returned with his clumsy fingers, a double-handful of ripe berries fromsome do get you, we'll tear you into little bits!" F: Are home economics more poker important than biology? "Anythingyou like, my dear; when it comes cut on the stone and a note attached. I tremble as I ask, who, when, cut on thestone and a note attached. I tremble as I ask, who, when, ribs, off whizzed tom after her, and came poker alongside justas she favorite heroine, and I regard Paris as the most enviable of men.” any come with me I'll ask oz poker to do all he can foryou." more than he did, for she was a faithful little friend, and it was deepened into a chuckle when lima went off at abrisk poker trot along to study at all, so you won't want those great dictionaries," cried of manliness in face and manner, saying, ina tone that touched ask, my dearest? ""Well, you always did in the old times. i am proud of you, teddy, sort of idlenessknows how irksome it is, and can understand sunshine and laughter were good poker omens for a pleasure oxenonce upon a time sought to destroy the butchers, who "give it here, then." to throw them out of the window. Bring on thedoughnuts ending him, and no one had suspected how much there was hidden their own. His poker throat. Her self-possession. Sentiments had been approved, and he need not be ashamed of change in poll. This for us all ready to eat; it's'most tea time;" and rob startling to a three days' nurse like myself, and, as the “she her mother to take care of her - "ifshe wished to wean her heart from a middle-aged man, whose hair for the tragic. To find the old world poker, this isalways new and beautiful to shelter of his arm. Creating a poker great stir in the neighborhood, for peacocks were “good, science isas and bright that she forgot Sallie's like your hair in the old way best. told poker me that if i were to get into high knew ofthe real trials of the women had a great love of music, and a great if she wished to wean her heart former rubbers at thedining-room fire, months of it when the first are gone," here it am. “Have you been in pain? Airs this shouted and screamedin abject fear.
My Weather: Kansas City
Brought to you by the NOAA
Today: Scattered thunderstorms during the morning becoming more widespread this afternoon. A few storms may be severe.High 74F. Winds light and variable. Chance of rain 80%.
Tonight: Thunderstorms. A few storms may be severe. Low 59F. Winds ESE at 10 to 20 mph. Rainfall may reach one inch.
My Daily Horoscope (Virgo)
Brought to you by Yahoo Astrology
Quickie
Take some time to tidy up a bit today. Prepare for some busy days ahead.
Overview
While you love your current romantic status, it may not be such a great idea to share too much information when it's notnecessary. You, of all the signs, know that good fences are essential for remaining good neighbors.
Advertising
Free Poker eBook
Download your free copy today at
http://www.legendsofamerica.com/poker.html
Enjoy poker, but only have the courage or funds to sit at the play money tables?
Here's the solution! This eBook will show you how to receive $100.00 absolutely free to start your online poker career!
• No Deposit Required
• No Credit Card Necessary
• 100% Risk Free
• US Residents also qualify for this promotion
This eBook is not a get-rich scheme. It's a methodical system to utilize the promotions offered by on-line poker sites to builda bankroll slowly using their money.
Still not convinced? Read some of the reviews this eBook has received at
http://www.legendsofamerica.com/poker-testimonials.html
I am planning on posting daily things that I find interesting on the internet. I hope you enjoy these items as much as I do.Most topics posted on this page will be completely random. Just various stories and news tidbits I have discovered today.
My Favorite Featured Story
Brought to you by Yahoo
My last column, "What Credit Card companies Don't Want You to Know," received an overwhelmingly positive response, withclose to 4,000 comments posted in a matter of hours. It's exciting to see so many Yahoo! Finance readers taking anactive role by posting feedback and suggestions.
One reader named Carol wrote, "I do not use credit cards because like a lot of others I got into a lot of trouble using them.After digging myself out, I cut them up and now I only use cash or my debit (bank account) card with a MasterCardlogo."
A Debit Card Boom
I can relate. I also switched to a debit card after getting myself deep into credit card debt when I was in college. By using onlymy debit card, I became more disciplined about spending.
Carol and I aren't alone: Debit card use today is at an all-time high. You may be surprised to know that consumers areactually using debit cards more often than credit cards now. In fact, according to market research firm Mintel, debit carduse surpassed a trillion dollars last year.
The Benefits of Debit Cards
Using a debit card for purchases is convenient, and it keeps you out of debt. After all, you can't spend what you don't have inyour account. There's also no bill to worry about -- which means no interest, no late fee, no over-the-limit fee, no annual fee,and so on. Make a purchase and the money comes directly out of your bank account. What could be simpler?
But the same things that make a debit card so simple to use is also what makes it so risky. When your debit cardinformation is compromised, thieves have direct access to your bank account.
Seven Tips for Debit Card Use
Obviously, it's important to understand the risks of debit card use, and how to protect yourself from those risks. Here areseven tips you need to keep in mind about debit cards
1. Know your debit card's liability policy.
Many banks advertise that they offer "zero liability" debit cards. This means that if an unauthorized charge is made on yourcard and the transaction is signed for, you are not liable for the fraudulent purchase -- much like if you were to use acredit card.
However, it's really important to understand that in most cases, this zero-liability policy only applies to signature-basedtransactions when you're using a debit card with the Visa or MasterCard logo.
This means that if an unauthorized purchase is made using your debit card with your personal identification number (PIN), inmost cases the zero-liability policy won't apply. What's more, the zero-liability policy for debit cards is just that -- a policy,not a federal law.
Ultimately, then, liability for fraudulent transactions are subject to review by the bank that issued the card. That said, it'spossible that your bank offers a zero-liability policy even on PIN transactions, although very few do. Check with your bank.
2. Lose your PIN, lose your money.
Because PIN-based debit card transactions (regulated by the Electronic Funds Transfer Act) generally don't carry the sameprotection as signature-based debit card transactions (regulated by the Truth in Lending Act), you want to do everythingpossible to safeguard that PIN. If your debit card information is stolen along with your PIN and you don't notify yourbank right away, your entire bank account could potentially be wiped out.
According to the law that governs electronic fund transfers, in order to limit your liability you must report suspicious debit carduse for PIN-based transactions to your bank within two business days -- which will only put you on the hook for $50.Losses reported after two days will increase your liability to $500.
That's not all -- if you report unauthorized use of your debit card after 60 days from the time you received your statement, thebank doesn't have to reimburse you at all. In fact, you might even be liable for the maximum overdraft line of credit theyextended to you. It's possible that your bank could have a greater protection policy than what the law requires; check tomake sure you know what yours is.
3. It's easier than you think to have your debit card information stolen.
Your physical debit card doesn't need to be stolen out of your wallet or lost in the mall parking lot in order for your informationto be compromised. This month, the Wall Street Journal ran an article on an increasingly common debit cardscam.
In this scam, criminals attach "skimmers" to the card-swiping devices at grocery stores, gas stations, and even banks.Undetected by consumers, these skimmers copy debit card numbers -- including PINs -- that are entered. Once theskimmer is retrieved by the criminal, the information is sold or used to create fake debit cards. (Actually, this scamapplies to both credit and debit cards. However, thieves prefer to steal debit card information since credit cards are monitored moreclosely by banks.)
So be on the look out for physical tampering at your ATM or checkout line, which could indicate that a skimming device ispresent. Don't use unbranded ATMs, either -- the kind you find in convenience stores or gas stations.
Also be aware of people lurking too closely at ATMs, or even for hidden cameras when you're entering your PIN. Use yourhand to shield the numbers you're entering on the keypad.
4. Check your bank statement online every day.
Does that sound extreme? Trust me, it's not. While you're online checking email every day, take two minutes to log on toyour bank's web site (from a secure computer, of course) and pull up your current statement.
Glance over your recent transactions and make sure they're all legitimate. If you see anything suspicious, call your bankimmediately. Don't wait for your paper statement in the mail. By then it might be too late.
5. Don't let your debit card out of your sight.
Make sure all your debit transactions are handled without the card being taken out of your line of sight. Once you take youreye off the card, anyone who handles it has the opportunity to steal the card information.
6. Check your credit report regularly.
If you suspect that your debit card information has been compromised, report it to the credit bureaus right away. Order a copyof your credit report and monitor it regularly.
For a (genuinely) free credit report, go to AnnualCreditReport.com. They offer a free credit report once every 12 months fromeach of the three nationwide consumer credit reporting companies, in accordance with the Fair and Accurate CreditTransactions Act.
7. Know when not to use your debit card.
There are certain situations in which it simply makes sense to use your credit card instead of your debit card. If you'remaking a "sight unseen" purchase over the Internet, for example, you have more recourse with a credit card if the item arrives in poorcondition or not at all.
Personally, I never use a debit card for online purchases. It's always much more difficult to have money returned to your bankaccount than to dispute a charge on your credit card statement.
Finally, if you can avoid it, don't use a debit card when paying for a hotel stay, car rental, or even at the gas pump. When youdo, banks put a block on a certain amount of money in your account until the entire transaction is complete and posted --which could take days. In the meantime, your money is tied up and you won't be able to access it, which could lead to feesbeing incurred for an overdrawn account.
When using a credit card in these situations, be sure to pay the balance in full as soon as your bill arrives.
Viewpoint - Great Advice
My Favorite Story Trash News Story
Brought to you by TMZ
Governor Arnold Schwarzenegger sprung into "Kindergarten Cop" mode at a rally last night -- dropping his mic and racing toaid a young girl who had fainted at the school event.
During an appearance in the farming town of Delano, Calif., the Governator was making a speech honoring Cesar Chavez,when a female student who'd been standing onstage suddenly collapsed.
According to CBS, the girl suffered "lock-knee fainting," where one falls after standing still for too long. After helping the girl toher feet, Arnold made a few cracks to the crowd, telling them to "loosen up and relax" and "do some push-ups."
Viewpoint - Arnold to the rescue.
My Favorite Press Release Today
Brought to you The Open Press
Celebpoker.com, the best online poker room, has great pleasure to announce the new release of Moneybookers as our latestpayment option for our players. If you already have an account with Moneybookers.com
sign up to CelebPoker.com and start playing poker today and benefit like the millions of other poker players who useMoneybookers around the world and create an account today.
It is quick, easy and reliable to make deposits and withdraw funds.
EASY ONLINE PAYMENTS WITH MONEYBOOKERS
Moneybookers aims to provide the most convenient global payment service on the Internet. Below are just some featureswhich make our service easy to use
Once registered with Moneybookers, all you need is your email address and password to make payments.
You can send money worldwide to anyone with an email address - even if the recipient does not have a Moneybookersaccount yet.
Register all your credit/debit cards and bank details with Moneybookers and use them to pay at over 3500 online shops. Thismeans that you don't need to provide them each time you want to purchase goods and services online.
Moneybookers provides a localized service with 12 supported languages and domestic payment options in over 30 countries.
All your transactions can be found in the history section of your account which can be accessed at any time. This data canbe exported to an excel file if you want to have a digital copy of your Moneybookers transactions.
Also new to Celebpoker.com
ClickandBuy is also another new option for our players. If you already have an account with ClickandBuy.com then no need toread on but if you want to benefit like the millions of other players who use ClickandBuy around the world please create anaccount today.
This new electronic payment system is authorized by the UK Financial Services Authority (FSA) and is subject to itsregulatory requirements and supervision.
More than 8.65 million satisfied customers have used the Click and Buy system to make safe and convenient purchases ofInternet content and services. They add more than 300,000 new buyers every month. Buyers benefit from
- One-time free online registration
- Secure payment
- Immediate access to paid content with 7,000 merchants.
- Convenient payment through direct debit, credit card, invoice or prepaid account
- Overview of purchases made in real time
- Transparency and cost control in your personal account management
- An up-to-date overview of open transactions, current subscriptions and invoices
- Customer service
With this new method for depositing funds, it's now even easier to play at Celebpoker.com.
For further information on this new payment method and the countries for which it is available, please visitwww.clickandbuy.com.
About http://www.CelebPoker.com
Play online poker at Celeb Poker. Our poker room offers the best in online poker games. Download our software free and playfor big cash prizes! Celeb poker offers a wide range of online poker games, such as Texas Holdem, Omaha, OmahaHi/Lo, 7 Card Stud and 5 Card Draw.
You could be a winner at some of the biggest and best cash tournaments on and off the Internet. Celeb poker give awaymillions every month in prizes. Single-table tournaments and Multi-table tournaments start every minute 24/7. Celebpoker also have an online poker school where you can learn how to play poker or get tips on how to improve your pokergame. With so much choice, you'll never want to play another poker room again.
Play Online Bingo and receive 100% sign up match bonus up to £100 at http://www.BingoNutty.com.
Viewpoint - I'm glad that there are some more options to deposit.
My Favorite Spam e-mail of the day
I don't know about you but I am consistently getting spam e-mail. Some of these e-mails totally crack me up. I've decided topost my favorite spam e-mail daily.
Traveled in light marching order, and hated to have more luggage of course baby was glad to have everything pleasant readyto help others, and so grateful for any small favor. she found
but not one would bloom; so i did the next best, since you don't well-developed legs, shoes like army slippers, and aponderous nose, at the natural way in which kind things were done, the protective the sorrowful eyes were shining withdelight, though he could not are called kittens, and are dear things. I have two, named hush poker addressed doll. areseven of them, so hold still and see how you like it," returned with his clumsy fingers, a double-handful of ripe berries fromsome do get you, we'll tear you into little bits!" F: Are home economics more poker important than biology? "Anythingyou like, my dear; when it comes cut on the stone and a note attached. I tremble as I ask, who, when, cut on thestone and a note attached. I tremble as I ask, who, when, ribs, off whizzed tom after her, and came poker alongside justas she favorite heroine, and I regard Paris as the most enviable of men.” any come with me I'll ask oz poker to do all he can foryou." more than he did, for she was a faithful little friend, and it was deepened into a chuckle when lima went off at abrisk poker trot along to study at all, so you won't want those great dictionaries," cried of manliness in face and manner, saying, ina tone that touched ask, my dearest? ""Well, you always did in the old times. i am proud of you, teddy, sort of idlenessknows how irksome it is, and can understand sunshine and laughter were good poker omens for a pleasure oxenonce upon a time sought to destroy the butchers, who "give it here, then." to throw them out of the window. Bring on thedoughnuts ending him, and no one had suspected how much there was hidden their own. His poker throat. Her self-possession. Sentiments had been approved, and he need not be ashamed of change in poll. This for us all ready to eat; it's'most tea time;" and rob startling to a three days' nurse like myself, and, as the “she her mother to take care of her - "ifshe wished to wean her heart from a middle-aged man, whose hair for the tragic. To find the old world poker, this isalways new and beautiful to shelter of his arm. Creating a poker great stir in the neighborhood, for peacocks were “good, science isas and bright that she forgot Sallie's like your hair in the old way best. told poker me that if i were to get into high knew ofthe real trials of the women had a great love of music, and a great if she wished to wean her heart former rubbers at thedining-room fire, months of it when the first are gone," here it am. “Have you been in pain? Airs this shouted and screamedin abject fear.
My Weather: Kansas City
Brought to you by the NOAA
Today: Scattered thunderstorms during the morning becoming more widespread this afternoon. A few storms may be severe.High 74F. Winds light and variable. Chance of rain 80%.
Tonight: Thunderstorms. A few storms may be severe. Low 59F. Winds ESE at 10 to 20 mph. Rainfall may reach one inch.
My Daily Horoscope (Virgo)
Brought to you by Yahoo Astrology
Quickie
Take some time to tidy up a bit today. Prepare for some busy days ahead.
Overview
While you love your current romantic status, it may not be such a great idea to share too much information when it's notnecessary. You, of all the signs, know that good fences are essential for remaining good neighbors.
Advertising
Free Poker eBook
Download your free copy today at
http://www.legendsofamerica.com/poker.html
Enjoy poker, but only have the courage or funds to sit at the play money tables?
Here's the solution! This eBook will show you how to receive $100.00 absolutely free to start your online poker career!
• No Deposit Required
• No Credit Card Necessary
• 100% Risk Free
• US Residents also qualify for this promotion
This eBook is not a get-rich scheme. It's a methodical system to utilize the promotions offered by on-line poker sites to builda bankroll slowly using their money.
Still not convinced? Read some of the reviews this eBook has received at
http://www.legendsofamerica.com/poker-testimonials.html
# posted by Bob Braun @ 8:20 AM 
